BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-6 with dependents at Camp Pendleton draws $5,439 per month in 2026

    Permalinkbahratedesk.com/camp-pendleton/o-6/with/ExcelCSVDownloads cover this station.
    Camp Pendleton, CA
    O-6 · with dependents
    $5,439/ month
    $65,268 / year
    At O-6, this is #2 of 17 stations loaded · high San Diego $5,541 · low Fort Riley $2,340
    MHA CA024 · ZIPs 92055 92054 92058
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$6,973 / mo gross
    Other dependency status here$4,641 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Camp Pendleton — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,627$2,739
    E-2$3,627$2,739
    E-3$3,627$2,739
    E-4$3,627$2,739
    E-5$3,963$3,093
    E-6$4,398$3,324
    E-7$4,494$3,642
    E-8$4,596$4,056
    E-9$4,779$4,182
    Warrant officer
    W-1$4,419$3,513
    W-2$4,536$4,053
    W-3$4,662$4,197
    W-4$4,824$4,416
    W-5$5,019$4,518
    Officer — prior enlisted
    O-1E$4,512$3,960
    O-2E$4,644$4,152
    O-3E$4,854$4,392
    Officer
    O-1$4,023$3,285
    O-2$4,395$3,855
    O-3$4,659$4,239
    O-4$5,085$4,494
    O-5$5,391$4,548
    O-6$5,439$4,641
    O-7$5,484$4,725
    PCS compareCamp Pendleton · O-6 · $5,439/mo
    Fort Bragg$2,628/mo · $31,536/yr
    ▼ CUT−$2,811−$33,732/yr · like −$43,246 of salary

    What this rate means

    O-6 with dependents, every station0 – $5,541 / month
    San Diego$5,541
    Camp Pendleton$5,439
    Honolulu County$5,001
    JB Elmendorf-Richardson$4,131
    JB Lewis-McChord$3,501
    Norfolk$3,342
    Fort Stewart$3,153
    Fort Campbell$3,030
    Fort Carson$2,934
    Fort Drum$2,805
    Fort Hood$2,769
    Fort Bragg$2,628
    Camp Lejeune$2,571
    Fort Benning$2,487
    Fort Bliss$2,484
    San Antonio (JBSA)$2,475
    Fort Riley$2,340

    Camp Pendleton is #2 of 17. The spread between the dearest and cheapest station at this grade is $3,201 a month — $38,412 a year, untaxed.

    Every pay grade at Camp Pendleton0 – $5,484 / month
    E-1$3,627
    E-2$3,627
    E-3$3,627
    E-4$3,627
    E-5$3,963
    E-6$4,398
    E-7$4,494
    E-8$4,596
    E-9$4,779
    W-1$4,419
    W-2$4,536
    W-3$4,662
    W-4$4,824
    W-5$5,019
    O-1E$4,512
    O-2E$4,644
    O-3E$4,854
    O-1$4,023
    O-2$4,395
    O-3$4,659
    O-4$5,085
    O-5$5,391
    O-6$5,439
    O-7$5,484

    Promoting to O-7 here adds $45 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Camp Pendleton to San Diego at O-6 is worth $102 a month — about 2 promotions worth of housing allowance, at $45 per grade here.

    02

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $5,439 a month of BAH takes more than $5,439 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.