BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 without dependents at Fort Bliss draws $2,172 per month in 2026

    Permalinkbahratedesk.com/fort-bliss/o-5/without/ExcelCSVDownloads cover this station.
    El Paso, TX
    O-5 · without dependents
    $2,172/ month
    $26,064 / year
    At O-5, this is #11 of 17 stations loaded · high Camp Pendleton $4,548 · low Fort Riley $1,875
    MHA TX279 · ZIPs 79906 79908 79916 79924 79925
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$2,785 / mo gross
    Other dependency status here$2,466 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Bliss — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,665$1,302
    E-2$1,665$1,302
    E-3$1,665$1,302
    E-4$1,665$1,302
    E-5$1,809$1,437
    E-6$2,148$1,611
    E-7$2,172$1,668
    E-8$2,187$1,881
    E-9$2,241$1,977
    Warrant officer
    W-1$2,169$1,626
    W-2$2,178$1,878
    W-3$2,205$1,992
    W-4$2,256$2,148
    W-5$2,334$2,169
    Officer — prior enlisted
    O-1E$2,175$1,806
    O-2E$2,196$1,956
    O-3E$2,268$2,142
    Officer
    O-1$1,857$1,518
    O-2$2,145$1,764
    O-3$2,202$2,022
    O-4$2,352$2,157
    O-5$2,466$2,172
    O-6$2,484$2,178
    O-7$2,496$2,214
    PCS compareFort Bliss · O-5 · $2,172/mo
    Fort Bragg$2,109/mo · $25,308/yr
    ▼ CUT−$63−$756/yr · like −$969 of salary

    What this rate means

    O-5 without dependents, every station0 – $4,548 / month
    Camp Pendleton$4,548
    San Diego$4,458
    Honolulu County$4,224
    JB Elmendorf-Richardson$3,162
    JB Lewis-McChord$3,030
    Norfolk$2,625
    Fort Stewart$2,520
    Fort Carson$2,517
    Fort Campbell$2,334
    Fort Drum$2,244
    Fort Bliss$2,172
    Fort Hood$2,169
    Fort Bragg$2,109
    San Antonio (JBSA)$2,100
    Camp Lejeune$2,016
    Fort Benning$2,013
    Fort Riley$1,875

    Fort Bliss is #11 of 17. The spread between the dearest and cheapest station at this grade is $2,673 a month — $32,076 a year, untaxed.

    Every pay grade at Fort Bliss0 – $2,214 / month
    E-1$1,302
    E-2$1,302
    E-3$1,302
    E-4$1,302
    E-5$1,437
    E-6$1,611
    E-7$1,668
    E-8$1,881
    E-9$1,977
    W-1$1,626
    W-2$1,878
    W-3$1,992
    W-4$2,148
    W-5$2,169
    O-1E$1,806
    O-2E$1,956
    O-3E$2,142
    O-1$1,518
    O-2$1,764
    O-3$2,022
    O-4$2,157
    O-5$2,172
    O-6$2,178
    O-7$2,214

    Promoting to O-6 here adds $6 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Bliss to Camp Pendleton at O-5 is worth $2,376 a month — about 396 promotions worth of housing allowance, at $6 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,172 a month of BAH takes more than $2,172 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.