W-1 without dependents, every station0 – $3,564 / month
San Diego$3,564
Camp Pendleton$3,513
Honolulu County$3,222
JB Lewis-McChord$2,313
JB Elmendorf-Richardson$2,172
Norfolk$2,166
Fort Stewart$2,142
Fort Carson$2,103
Fort Campbell$1,731
Fort Bragg$1,707
San Antonio (JBSA)$1,692
Fort Hood$1,665
Fort Bliss$1,626
Fort Benning$1,623
Camp Lejeune$1,590
Fort Drum$1,548
Fort Riley$1,353
Fort Drum is #16 of 17. The spread between
the dearest and cheapest station at this grade is $2,211 a month —
$26,532 a year, untaxed.
Every pay grade at Fort Drum0 – $2,496 / month
E-1$1,356
E-2$1,356
E-3$1,356
E-4$1,356
E-5$1,422
E-6$1,476
E-7$1,578
E-8$1,749
E-9$1,896
W-1$1,548
W-2$1,713
W-3$1,899
W-4$1,938
W-5$2,154
O-1E$1,662
O-2E$1,827
O-3E$1,920
O-1$1,470
O-2$1,638
O-3$1,902
O-4$2,115
O-5$2,244
O-6$2,457
O-7$2,496
Promoting to W-2 here adds $165 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Fort Drum to San Diego at W-1 is worth $2,016 a month — about 12 promotions worth of housing allowance, at $165 per grade here.
02
Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $1,548 a month of BAH takes more than $1,548 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.