What is E-9 BAH at JB Elmendorf-Richardson in 2026?

$3,486 per month with dependents ($41,832 per year), effective 01 JAN 2026. without dependents it is $2,616 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-9 BAH at JB Elmendorf-Richardson 2026 — $3,486/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Anchorage, AK

E-9 · with dependents

$3,486/ month

$41,832 / year

At E-9, this is #4 of 17 stations loaded · high Camp Pendleton $4,779 · low Fort Riley $2,013

MHA code pending — loads with the DTMO ZIP file

Your grade is calledARMYSGM / CSMUSMCMGySgt / SgtMajNAVYMCPOUSAFCMSgt

Untaxed — matching it with taxable pay takes$4,469 / mo gross

Other dependency status here$2,616 without dependents

In government quarters, no dependents$50.10 / mo partial

MHA

Alaska is BAH, not OHA — a common mix-up when people see 'overseas-feeling' duty stations.

JB Elmendorf-Richardson — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,277	$1,707
E-2	$2,277	$1,707
E-3	$2,277	$1,707
E-4	$2,277	$1,707
E-5	$2,874	$2,157
E-6	$2,892	$2,169
E-7	$3,045	$2,283
E-8	$3,240	$2,430
E-9	$3,486	$2,616
Warrant officer
W-1	$2,895	$2,172
W-2	$3,123	$2,385
W-3	$3,369	$2,619
W-4	$3,528	$2,901
W-5	$3,723	$3,087
Officer — prior enlisted
O-1E	$3,078	$2,310
O-2E	$3,333	$2,523
O-3E	$3,558	$2,853
Officer
O-1	$2,886	$2,166
O-2	$2,889	$2,286
O-3	$3,360	$2,643
O-4	$3,789	$3,051
O-5	$4,095	$3,162
O-6	$4,131	$3,348
O-7	$4,161	$3,405

What this rate means

E-9 with dependents, every station0 – $4,779 / month

Camp Pendleton$4,779

San Diego$4,671

Honolulu County$4,518

JB Elmendorf-Richardson$3,486

JB Lewis-McChord$3,180

Norfolk$2,796

Fort Stewart$2,682

Fort Carson$2,646

Fort Campbell$2,580

Fort Drum$2,526

Fort Hood$2,409

Fort Bragg$2,244

Fort Bliss$2,241

Camp Lejeune$2,160

San Antonio (JBSA)$2,157

Fort Benning$2,121

Fort Riley$2,013

JB Elmendorf-Richardson is #4 of 17. The spread between the dearest and cheapest station at this grade is $2,766 a month — $33,192 a year, untaxed.

Every pay grade at JB Elmendorf-Richardson0 – $4,161 / month

E-1$2,277

E-2$2,277

E-3$2,277

E-4$2,277

E-5$2,874

E-6$2,892

E-7$3,045

E-8$3,240

E-9$3,486

W-1$2,895

W-2$3,123

W-3$3,369

W-4$3,528

W-5$3,723

O-1E$3,078

O-2E$3,333

O-3E$3,558

O-1$2,886

O-2$2,889

O-3$3,360

O-4$3,789

O-5$4,095

O-6$4,131

O-7$4,161

Rates flatten out at the top of each track, which is why the sheet stops at O-7.

Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $3,486 a month of BAH takes more than $3,486 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-9 with dependents at JB Elmendorf-Richardson draws $3,486 per month in 2026

What this rate means

Things the rate table doesn't tell you