O-2 without dependents at San Antonio (JBSA) draws $1,827 per month in 2026
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San Antonio, TX
O-2 · without dependents
$1,827/ month
$21,924 / year
At O-2, this is #9 of 17 stations loaded · high San Diego $3,873 · low Fort Riley $1,386
MHA code pending — loads with the DTMO ZIP file
Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
Untaxed — matching it with taxable pay takes$2,342 / mo gross
Other dependency status here$2,091 with dependents
In government quarters, no dependents$50.10 / mo partial
MHA
Most JBSA grades went DOWN for 2026 — see the rate-protection flag below.
RATE PROTECTION
Already stationed here? You don't take this cut. BAH rate protection holds you at your prior year's amount as long as your duty location, grade and dependency status stay the same. The lower 2026 number applies to members arriving on new orders, and to you if you promote, change dependency status, or PCS.
O-2 without dependents, every station0 – $3,873 / month
San Diego$3,873
Camp Pendleton$3,855
Honolulu County$3,555
JB Lewis-McChord$2,496
Norfolk$2,367
Fort Carson$2,295
JB Elmendorf-Richardson$2,286
Fort Stewart$2,268
San Antonio (JBSA)$1,827
Fort Campbell$1,794
Fort Bragg$1,782
Fort Bliss$1,764
Fort Benning$1,692
Fort Hood$1,689
Fort Drum$1,638
Camp Lejeune$1,596
Fort Riley$1,386
San Antonio (JBSA) is #9 of 17. The spread between
the dearest and cheapest station at this grade is $2,487 a month —
$29,844 a year, untaxed.
Every pay grade at San Antonio (JBSA)0 – $2,112 / month
E-1$1,359
E-2$1,359
E-3$1,359
E-4$1,359
E-5$1,500
E-6$1,596
E-7$1,731
E-8$1,920
E-9$1,977
W-1$1,692
W-2$1,917
W-3$1,986
W-4$2,085
W-5$2,097
O-1E$1,866
O-2E$1,965
O-3E$2,082
O-1$1,584
O-2$1,827
O-3$2,007
O-4$2,088
O-5$2,100
O-6$2,103
O-7$2,112
Promoting to O-3 here adds $180 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from San Antonio (JBSA) to San Diego at O-2 is worth $2,046 a month — about 11 promotions worth of housing allowance, at $180 per grade here.
02
Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $1,827 a month of BAH takes more than $1,827 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.