O-3E without dependents at San Antonio (JBSA) draws $2,082 per month in 2026
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San Antonio, TX
O-3E · without dependents
$2,082/ month
$24,984 / year
At O-3E, this is #11 of 17 stations loaded · high San Diego $4,398 · low Fort Riley $1,776
MHA code pending — loads with the DTMO ZIP file
Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
Untaxed — matching it with taxable pay takes$2,669 / mo gross
Other dependency status here$2,196 with dependents
In government quarters, no dependents$50.10 / mo partial
MHA
Most JBSA grades went DOWN for 2026 — see the rate-protection flag below.
RATE PROTECTION
Already stationed here? You don't take this cut. BAH rate protection holds you at your prior year's amount as long as your duty location, grade and dependency status stay the same. The lower 2026 number applies to members arriving on new orders, and to you if you promote, change dependency status, or PCS.
O-3E without dependents, every station0 – $4,398 / month
San Diego$4,398
Camp Pendleton$4,392
Honolulu County$3,903
JB Lewis-McChord$2,913
JB Elmendorf-Richardson$2,853
Norfolk$2,547
Fort Stewart$2,427
Fort Carson$2,418
Fort Bliss$2,142
Fort Campbell$2,091
San Antonio (JBSA)$2,082
Fort Bragg$2,040
Fort Benning$1,968
Camp Lejeune$1,935
Fort Drum$1,920
Fort Hood$1,908
Fort Riley$1,776
San Antonio (JBSA) is #11 of 17. The spread between
the dearest and cheapest station at this grade is $2,622 a month —
$31,464 a year, untaxed.
Every pay grade at San Antonio (JBSA)0 – $2,112 / month
E-1$1,359
E-2$1,359
E-3$1,359
E-4$1,359
E-5$1,500
E-6$1,596
E-7$1,731
E-8$1,920
E-9$1,977
W-1$1,692
W-2$1,917
W-3$1,986
W-4$2,085
W-5$2,097
O-1E$1,866
O-2E$1,965
O-3E$2,082
O-1$1,584
O-2$1,827
O-3$2,007
O-4$2,088
O-5$2,100
O-6$2,103
O-7$2,112
Rates flatten out at the top of each track, which is why the sheet stops at O-7.
01
Dependency status is worth 5% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,082 a month of BAH takes more than $2,082 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.