O-2E without dependents at San Antonio (JBSA) draws $1,965 per month in 2026
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San Antonio, TX
O-2E · without dependents
$1,965/ month
$23,580 / year
At O-2E, this is #9 of 17 stations loaded · high San Diego $4,161 · low Fort Riley $1,518
MHA code pending — loads with the DTMO ZIP file
Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
Untaxed — matching it with taxable pay takes$2,519 / mo gross
Other dependency status here$2,124 with dependents
In government quarters, no dependents$50.10 / mo partial
MHA
Most JBSA grades went DOWN for 2026 — see the rate-protection flag below.
RATE PROTECTION
Already stationed here? You don't take this cut. BAH rate protection holds you at your prior year's amount as long as your duty location, grade and dependency status stay the same. The lower 2026 number applies to members arriving on new orders, and to you if you promote, change dependency status, or PCS.
O-2E without dependents, every station0 – $4,161 / month
San Diego$4,161
Camp Pendleton$4,152
Honolulu County$3,768
JB Lewis-McChord$2,712
JB Elmendorf-Richardson$2,523
Norfolk$2,481
Fort Carson$2,385
Fort Stewart$2,361
San Antonio (JBSA)$1,965
Fort Bliss$1,956
Fort Campbell$1,938
Fort Bragg$1,908
Fort Benning$1,827
Fort Drum$1,827
Fort Hood$1,788
Camp Lejeune$1,740
Fort Riley$1,518
San Antonio (JBSA) is #9 of 17. The spread between
the dearest and cheapest station at this grade is $2,643 a month —
$31,716 a year, untaxed.
Every pay grade at San Antonio (JBSA)0 – $2,112 / month
E-1$1,359
E-2$1,359
E-3$1,359
E-4$1,359
E-5$1,500
E-6$1,596
E-7$1,731
E-8$1,920
E-9$1,977
W-1$1,692
W-2$1,917
W-3$1,986
W-4$2,085
W-5$2,097
O-1E$1,866
O-2E$1,965
O-3E$2,082
O-1$1,584
O-2$1,827
O-3$2,007
O-4$2,088
O-5$2,100
O-6$2,103
O-7$2,112
Promoting to O-3E here adds $117 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from San Antonio (JBSA) to San Diego at O-2E is worth $2,196 a month — about 19 promotions worth of housing allowance, at $117 per grade here.
02
Dependency status is worth 8% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $1,965 a month of BAH takes more than $1,965 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.